Feature Platinum Pay Moneris Square Helcim
Transparent Pricing ✅ Always clear ❌ Hidden fees ✅ Clear but higher ✅ Interchange+
Local Canadian Support ✅ Real humans, fast ❌ Call centers ❌ Mostly online ✅ Canadian support
No Long-Term Contracts ✅ No lock-in ❌ 3-year terms ✅ Month-to-month ✅ Month-to-month
Customizable POS Options ✅ Industry-specific ❌ Limited flexibility ✅ Some customization ✅ Advanced but complex
Setup Time ✅ Quick & easy ❌ Slower onboarding ✅ Fast setup ❌ Takes time
Best for Small Businesses ✅ Built for SMBs ❌ High fees ✅ Good for startups ✅ Good, but pricier
Monthly Fee ✅ Flat & fair ❌ Multiple charges ✅ None (but % fees) ✅ Varies by volume
Accounting Integration ✅ QuickBooks, Xero ❌ Limited options ✅ Basic support ✅ QuickBooks, more
Real-Time Analytics ✅ Live dashboard ❌ Manual exports ✅ Yes ✅ Yes
Offline Payments ✅ Supported ❌ Requires connection ✅ Available ✅ Available
PCI Compliance ✅ Included ✅ Extra cost ✅ Included ✅ Included
Own or Lease Equipment ✅ Option to own ❌ Leasing only ✅ Bring your own ✅ Buy or lease