Feature Platinum Pay Moneris Square Clover
Transparent Pricing ✅ Flat & clear ❌ Hidden fees ⚠️ Higher % fees ❌ Unclear bundles
Local Canadian Support ✅ Real people, real fast ❌ Call centers ❌ Online only ⚠️ Mostly U.S.-based
No Long-Term Contracts ✅ No lock-in ❌ 3-year term ✅ Month-to-month ❌ Often leased or locked-in
Custom POS Options ✅ Tailored to your industry ❌ Limited flexibility ⚠️ Some add-ons ✅ Strong hardware, limited POS
Setup Time ✅ Live in 48 hours ❌ Slow onboarding ✅ Instant self-serve ❌ Installer needed
Best for Small Businesses ✅ Built for local SMBs ❌ Enterprise-focused ✅ Good for startups ❌ Retail chains & franchises
Monthly Fee ✅ Flat, fair pricing ❌ Multiple surprise fees ⚠️ No monthly, high % ❌ Bundled platform fees
PCI Compliance ⚠️ $18/quarter fixed ❌ Extra, varies ✅ Included ❌ Bundled or unclear
Real-Time Dashboard ✅ Live insights included ❌ Manual exports ✅ Yes ✅ Yes
Offline Payments ✅ Fully supported ❌ Requires connection ✅ Yes ✅ Yes
Own or Lease Equipment ✅ Buy, rent, or lease ❌ Lease only ✅ Bring your own ❌ Locked into plans